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Frequently Asked Questions
Where can I get money from to pay for injuries I have received in a wreck or some type of accident that was not my fault?
When you are injured due to someone else’s negligence, there are numerous sources where you may be able to recover compensation for your medical bills and your pain and suffering. You may be able to recover from many unexpected places! Your compensation may come through an at-fault driver’s liability insurance, a car owner’s liability insurance, an at-fault individual’s assets, an at-fault party’s homeowner’s insurance, your own MedPay through your vehicle insurance coverage, a commercial vehicle insurance policy where a commercial vehicle is involved, your uninsured motorist coverage (even on another one of your vehicles), your own underinsured motorist coverage, the underinsured motorist coverage of the driver you were riding with, the underinsured motorist coverage of a resident of your household, or more other sources! You may not even realize all the coverage that you have paid for through your own vehicle insurance! Call us at Farmer & Morris Law today so our experienced attorneys can help you determine where you can recover compensation and obtain the fair amount that you deserve for your suffering!
Call Farmer & Morris Law today if you have been injured by someone else’s animal! An experienced attorney with our personal injury team can help assess your situation to see whether you may be able to recover compensation through the animal owner’s homeowner’s insurance policy or through their assets. Often, homeowner’s insurance is available to pay for your medical bills and pain and suffering in this situation. Do not settle for less than what you deserve!
If you are involved in a car accident, be sure to obtain the name, address, and phone number of the other driver. If the other driver has insurance, obtain the name of the insurance company along with and contact information of that company. Also, be sure to gather all your medical bills and records from treatment that you receive due to your accident injuries.
If I am hurting but I think I will be ok after being involved in a car wreck, should I still be examined by a medical doctor?
It is imperative that you receive quick medical attention after being involved in a car wreck if you are hurt at all! The longer you wait to be examined and treated, the harder it will be to succeed in a claim for the injuries you suffered in the wreck. Also, many injuries are not quickly visible, and a medical doctor will help you to determine what is really wrong with you and will provide the care that you really need. Do not wait until it is too late!
Should I make a claim quickly with the liability insurance company of the at-fault party after being injured, or should I wait until I have completed my medical treatment?
It is important for you to report your claim to the liability insurance provider quickly after you incur injury due to another party’s fault. However, you must be careful not to settle your claim too quickly before receiving your necessary medical treatment or at least having a doctor’s prognosis for what treatment you need to reach maximum medical improvement. It is also important to make sure you consider any permanent injuries you may suffer from your injury, in order for you to be fairly compensated. Often, settling your claim too quickly without obtaining legal advice can leave you without fair compensation. We will be glad to assist you here at Farmer & Morris Law!
If the at-fault driver in my car wreck did not have insurance, where can I get help to pay my medical bills and be compensated for my pain and suffering?
When the at-fault party does not have liability insurance in a car wreck case, in many cases you can still pursue a claim with your own vehicle insurance through your uninsured motorist coverage or even sue the at-fault party directly. Making a claim with your own uninsured coverage will not cause your premiums to increase. Do not give up just because the at-fault party did not have insurance – call us at Farmer & Morris Law today to see what options you may have!
Should I turn my medical bills over to my own health insurance for treatment that was related to injuries from an accident that was not my fault?
If you suffer an injury due to someone else’s negligence and you need medical treatment, there are times when you should turn your bills over to your own health insurance. However, depending on the nature of your health insurance, your insurance provider may be entitled to subrogation, to be paid back after you settle your injury case! Therefore, it is very important for you to consult with an attorney who can assess your situation to see what the best outcome will be for you to be fairly compensated and also have your medical providers paid. Call our personal injury team at Farmer & Morris Law today!