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Here’s some good news: if you were hurt in a Mt. Holly construction accident, a lawyer from our firm can recover your losses. You could have multiple options for recovering damages. For instance, if you were hurt as an employee, you could seek damages through a workers’ compensation claim. If a third party caused your condition, you could file a personal injury claim or lawsuit to recover your losses.
A Mt. Holly personal injury lawyer from Farmer & Morris Law, PLLC puts your legal goals first. We prioritize your health, well-being, and case’s outcome throughout every phase of the legal process. Want to learn more? We offer free case reviews where you can discuss your case with our team. There’s no obligation to partner with us.
You Could Have a Personal Injury or Workers’ Comp Claim (or Both)
Most on-the-job Mt. Holly construction accident injuries are covered by workers’ compensation. You would pursue this route if you suffered injuries during the regular course of your job.
Yet, if a third party caused your injury through carelessness or an intentional act, you might have the option of filing a personal injury claim, despite being injured at work. Workers’ compensation benefits are valuable, but they do not include some types of personal injury damages, like pain and suffering.
Your construction accident attorney from our firm can evaluate your legal options and explain your next steps for seeking compensation.
You Could Seek These Benefits Through Workers’ Compensation
The North Carolina Industrial Commission administers the workers’ compensation program. The three primary categories of benefits available in workers’ comp claims in our state include the following:
- Medical treatment. You can get medical treatment from healthcare providers in your employer’s approved network. Usually, you cannot go to your regular doctor for treatment—although certain exceptions may apply.
- Income replacement. When an employee’s comp claim injury prevents them from working, they can get two-thirds of their average weekly income.
- Permanent disability. An injured worker might be eligible for additional benefits for permanent disability if they have lingering impairments after completing their medical treatment and recuperating as much as their body allows.
There are some other types of benefits that can be requested in a Mt. Holly construction accident workers’ compensation claim, depending on the facts of the individual claim.
How Our Workers’ Compensation Lawyers Support Your Injury Claim
If you miss a deadline or do not know about the detailed workers’ comp rules in our state, you might lose your eligibility for some or all of the benefits you might otherwise receive. Working with a Mt. Holly construction accident attorney who handles workers’ compensation claims could provide the guidance you need to avoid inadvertently breaking rules that you did not know about.
Also, our lawyers could take much of the heavy lifting of a workers’ compensation claim off of your shoulders. We can collect the documents that support your claim, appeal unfair denials or incorrect calculations, represent you in hearings, and perform many other tasks so that you can get the rest you need to recuperate.
Types of Recoverable Compensation in Mt. Holly Personal Injury Cases
If your Mt. Holly construction accident case arises out of the negligence of a third party, you might have the opportunity to file a personal injury case rather than (or in addition to) a workers’ compensation claim.
Compensable losses through a third-party claim or lawsuit may include:
- Lost wages. If you missed paychecks when you could not work because of your Mt. Holly construction accident injuries, your lost wages could be a part of your personal injury case. Workers’ comp only replaces about two-thirds of your regular wages, but a personal injury claim can recover the full amount.
- Medical expenses. Typically, a personal injury case includes the reasonable cost of the medical treatment the injured person needed for their injuries. The ambulance, emergency room, doctor, hospital, physical therapy, laboratory tests, x-rays, surgery, and prescription drugs are examples of recoverable medical expenses.
- Pain and suffering. Getting injured because of someone else’s carelessness or intentional act can cause a person to experience physical discomfort and emotional distress. Pain and suffering is compensable through a personal injury claim but not workers’ compensation. The state does not limit how much you can request from the liable party in these matters.
- Other non-economic damages. These losses are challenging to measure in dollars, but we know how to calculate their financial values. Disfigurement from extensive scars, long-term disability, and loss of enjoyment of life are examples of potential intangible monetary damages.
Every personal injury case is unique because these cases each have different facts. There isn’t an average personal injury settlement value. The specific facts of your situation will determine what you can recover.
We Have a Limited Time to File Your Third-Party Construction Accident Lawsuit
In North Carolina, you only have three years to file a personal injury lawsuit under G.S. § 1-52. Wrongful death lawsuits must be filed within two years, according to G.S. § 1-53.
If you miss the filing deadline, North Carolina law can forever bar you from pursuing the at-fault party for financial compensation for your losses. Do not let the statute of limitations pass you by. Negotiating with the insurance company does not satisfy the statute of limitations, and the insurer has no legal obligation to warn you about that.
Don’t worry. From the moment you entrust us with your legal case, we manage its deadlines and preserve your right to fair compensation.
Get Started on Your Mt. Holly Construction Accident Case
At Farmer & Morris Law, PLLC, our goal is to provide excellent legal representation in every case, with every client, and at every stage. We are proud to offer a free initial consultation with no obligation. Just reach out to us today to get started.
