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When you face financial challenges, your life can spin out of control quickly. You may believe you are just one or two payments behind on a particular bill, when you suddenly have an emergency that leaves you facing a significant expansion in your debt. A Dallas bankruptcy lawyer can help you determine the best steps to return your financial situation to normal.
Hiring a bankruptcy attorney from Farmer & Morris Law, PLLC does not mean you must file bankruptcy. We may be able to find another solution that better fits your financial situation. However, sometimes bankruptcy is the best solution, as it potentially can help you put the stress of calls from creditors behind you.
You Can Afford to Hire a Bankruptcy Attorney in Dallas, NC
When you are already facing financial difficulty, the thought of spending more money to hire a bankruptcy law firm in Dallas, North Carolina may be overwhelming. You do not want a new expense when you can’t afford to pay your bills.
However, the cost of hiring legal representation can often save you money in the long run. A Dallas bankruptcy attorney from our law firm can create a plan that helps you work toward settling your debts over a defined period, while potentially saving you interest payments. We may even be able to convince some creditors to forgive some of your debts.
We Offer Free Consultations
To learn whether a Dallas bankruptcy lawyer from our team at Farmer & Morris Law, PLLC can help with your case, we offer a free case review. During this meeting, we will learn about your financial situation, which will help us estimate what we will charge you for attorney’s fees.
The amount we charge will depend on the time we spend on the case. More complex cases require us to devote more hours to helping you, which leads to a higher charge. However, the money you pay us may be able to save you even more money during the process of rectifying your financial situation.
How Our Dallas Bankruptcy Lawyers Can Help With Your Case
Although you can try to file bankruptcy independently, hiring a legal representative can give you more choices. We can explore many options beyond bankruptcy that could give you a favorable outcome regarding your financial situation.
We will perform many legal services for you after you hire us, including:
- Determining whether bankruptcy is the right option
- Negotiating and setting up a repayment plan, if that is the best option
- Determining which type of bankruptcy you should use to file
- Organizing all your finances and debts to help us make the best recommendation for you
- Explaining what will happen at every step in the process
- Representing you in negotiations and hearings
- Providing you with legal and emotional support
How Do I Know if Filing for Bankruptcy Is the Right Option for Me?
Our law firm can explain all your options during your free case review meeting. We will explain both the positives and negatives of filing for bankruptcy, as well as for any other options that may fit your situation.
Bankruptcy doesn’t mean all your debt will go away immediately. You may have nondischargeable debt that you must repay as part of the bankruptcy filing process, such as tax debt and student loans. However, our bankruptcy attorneys serving Dallas may be able to help you set up a payment plan that gives you a chance to regain control of these finances.
By filing for bankruptcy with our help, you may be able to set up a plan that allows you to keep some of your personal property and discharge some personal debts, like credit card debt. However, the ultimate decision depends on your particular situation. Every case is different, and we will tailor our services and advice to address your financial situation.
Your Dallas, NC Bankruptcy Attorney Will Explain the Bankruptcy Process in Terminology You Can Understand
Some clients who come to us to seek help for their financial issues express concerns about filing for bankruptcy. They may have only a limited understanding of what happens when you declare bankruptcy. They may feel the negative aspects are far too serious.
However, because our lawyers work on bankruptcy cases every day, we know how to give you the information you need in language that makes sense to you.
Putting a Stop to Collection Efforts
As soon as we file for bankruptcy for you, debt collectors must immediately stop attempting to collect on your account. This includes no longer calling and pestering you for payment.
Filing for bankruptcy allows you to set up a payment schedule that fits your needs, rather than giving in to the demands of the debt collection agency.
Working Toward a New Financial Start
Filing for bankruptcy gives you a chance at freedom from the overwhelming debt that may feel like it is consuming your life. Having a fresh start with a payment plan that makes sense to you and fits your budget can deliver the peace of mind you seek.
Before executing a bankruptcy filing, your lawyer will create a list of your assets. We can then explain which ones you can protect through the bankruptcy process and which ones you may need to sell as part of the debt repayment. Trust us to give you the entire picture, so you can make an informed decision.
Let Our Bankruptcy Lawyers in Dallas, NC Begin Representing You Immediately
If your financial situation causes you sleepless nights, don’t spend one more minute overcome with worry. At Farmer & Morris Law, PLLC, we promise to help you find the best solution for your financial crisis, whether that be filing for bankruptcy or another solution.
To schedule a free case review and learn more about how a Dallas bankruptcy lawyer can help you, contact us today.
